Products  |  Business Auto Insurance

Does Your Business Need Auto Insurance?

Does Your Business Need Auto Insurance?

If your business is involved in any of the following, the answer is yes!

  1. Your employees drive company-owned or leased/rented companies
  2. Your business owns or leases/rents any vehicles
  3. Yourself or your employees drive company cars for personal purposes
  4. Your employees drive their own cars for personal purposes

If you or one of your employees is found at fault for an auto accident, Business Auto Insurance can cover expenses for damaged property and medical expenses.

Coverages offered in Business Auto Policies:

  • Medical payments coverage
  • Uninsured motorist coverage
  • Collision coverage
  • Loading and unloading coverage

Types of vehicles covered:

Some things that E&O policies generally do not cover include (but are not limited to):

  • Box or Straight Truck
  • Car
  • Cargo Van
  • Delivery Van
  • Private Passenger Auto
  • Mini Van
  • Passenger Van
  • Pickup Truck
  • Refrigerated Truck
  • Sport Utility Vehicle
  • Step Van
  • Light Trucks
  • Medium Trucks