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Comprehensive insurance solutions built for modern business.
Business Interruption Insurance
Covers loss of income if the business is unable to operate due to a covered event (like a fire or storm).
Business Owner’s Policy (BOP)
Covers key protections, including general liability and property coverage, into one streamlined policy.
Commercial Auto Insurance
Covers vehicles used for business purposes, including liability, physical damage, and medical payments related to accidents involving business vehicles.
Commercial General Liability Insurance
Covers bodily injury, property damage, and personal injury claims that occur as a result of business operations. Also includes coverage for legal fees and settlements.
Crime Insurance
Covers losses from criminal activities, such as employee theft, fraud, or burglary, which may not be covered under general property insurance.
Cyber Liability Insurance
Protects against data breaches, cyberattacks, or loss of sensitive customer information, especially for businesses with online operations or store customer data.
Directors and Officers (D&O) Insurance
Protects the personal assets of business directors and officers from legal claims related to their decisions or actions made on behalf of the company.
Employment Practices Liability Insurance (EPLI)
Covers claims made by employees against the business for issues like discrimination, wrongful termination, harassment, or other employment-related issues.
Environmental Liability Insurance
Covers cleanup costs and third-party claims arising from pollution or environmental damage, which can be important for certain industries like manufacturing or construction.
Equipment Breakdown Insurance
Covers the repair or replacement of equipment or machinery that breaks down, which is essential for businesses reliant on specialized equipment.
Flood Insurance
Covers damages caused by flooding, which is typically not included under standard property insurance.
Inland Marine Insurance
Covers property in transit, mobile equipment, or goods that are not covered under typical property insurance.
Key Person Insurance
Life insurance policy that provides financial protection if a key employee or business owner passes away or becomes incapacitated, causing a significant impact on the business.
Liquor Liability Insurance
For businesses that serve alcohol, it covers claims arising from incidents caused by an intoxicated person who was served alcohol at the business.
Product Liability Insurance
Provides protection for businesses that manufacture, distribute, or sell products, covering claims of injury or damage caused by a defective product.
Professional Liability Insurance (Errors & Omissions)
Provides protection for businesses that offer professional services, covering claims of negligence, errors, or omissions in the services provided.
Property Insurance
Protects the business property, including buildings, equipment, inventory, and supplies from damage or theft due to events like fire, vandalism, or natural disasters.
Tenant’s Insurance (if leasing property)
Provides coverage for a business leasing property, including the contents of the leased space and liability coverage for accidents that occur on the premises.
Umbrella Insurance
Provides additional liability coverage above and beyond the limits of other insurance policies, such as general liability, auto, or workers’ compensation.
Workers’ Compensation Insurance
Provides coverage for medical expenses, lost wages, and rehabilitation costs for employees injured while on the job. It’s required in most states for businesses with employees.