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Earthquakes, floods, hurricanes, and tornadoes are a genuine threat to homeowners in high-risk areas. Even if you don’t live in a region with a high risk of natural disaster, a flood could strike without warning. That’s why it’s so important for homeowners to have natural disaster protection in their homes. For instance, the 2021 Atlantic hurricane season destroyed civilian houses in Florida, resulting in injuries and life loss. Below are common types of natural disasters that you should prepare for.

Below are common types of natural disasters that you should prepare for.

Common Types of Natural Disasters


Climate change is increasing the risk of intense and wildfires. They mostly affect areas with large and dry forests. Indeed, the dry conditions in the forests act as a catalyst for the spread of the fire.


If a hurricane is approaching, it is imperative to have a comprehensive weather plan in place. This plan will include developing a shelter, communication plans with family and friends, and orders for supplies. Also, consider getting away from coastal areas and living in an open area if it’s near water.


The breadth and intensity of a flood can affect a large area, deaths, and property destruction. With proper planning, homeowners can minimize the risk of flooding. Vacate to high-raised areas that are safe from floods.


A tornado is more likely to cause property damage, injury, and death if it comes from an unexpected direction. You can feel your way around safe areas, whether it’s safe to do so. Make a plan on how you will respond to this disaster early enough.

Snow Storms

Snowfall is a natural part of winter weather, but it can become a problem when it falls heavier and longer each day. The threat of damaging your vehicle and house, causing medical emergencies, can all be likely with heavier snowfall.

What Can You Do to Protect Your Home Against Natural Disasters?

Your home is your biggest investment. It could be the structure that protects you from the elements and enables you to live in comfort. You should take pride in its appearance, but also care about its conditions. Here are a few tips you can implement to keep your house safe in case of disasters.

Clear Gutters and Drains

Removing leaves and other debris from drains can prevent flooding and prolong the life of your home. Ensure that you have a plan to remove leaves from drains and ensure that all associated tools are nearby.

Keep Your Roof, Door, and Windows in Good Condition

Roofing is an important component of home security. It offers you protection from all possible weather (rain, hail, snow) as well as protecting your home from physical attacks. It is advisable to make sure your roof is in good repair before buying a new one. Keeping your roof, door, and windows in good condition will help in cases of extreme weather.

What Insurance Plans You Can Utilize to Ensure Protection in the Event of a Natural Disaster?

Choose a natural disaster insurance plan that suits your needs. There are various insurance plans to choose from. They include flood insurance, storm insurance, hurricane and tornado insurance, and earthquake insurance.


Protect Your Home Against Natural Disasters

Protecting your home serves as an important element of preparedness. It’s an investment you should make every time you live in your home, whether you rent or buy. If you have any questions about your options for protecting your home from natural disasters, don’t hesitate to contact an IMA Select representative in your area.

Have questions? Want to know more?

Reach out!  At IMA, we’re here to help safeguard your future!