Protect Sensitive Information

Guard against phishing scams by using a Virtual Private Network (VPN) between your computer and unsecured networks like public Wi-Fi. VPNs create an encrypted tunnel to protect data from spies.

They also mask essential details about your location and IP address which offers online security by preventing others from tracking you online or stealing personal information through keyloggers, social media, banking sites, etc.

 

Use Unique Passwords for Each Account

Use a mix of numbers, letters, symbols, and upper-lower cases and phrases to improve password strength. Also, instead of using one weak password for all your accounts, use a unique and strong password.

Use Two-Factor Authentication

By setting up two-factor authentication, you can add an extra layer of security on top of your login credentials. This will require you to enter the verification code sent via text message or email before logging into your account. This prevents unauthorized access if your password becomes compromised.

 

Use Antivirus Software

Update home and office computers with up-to-date antivirus software and periodically scan your devices. Also, avoid downloading pirated software, visiting websites with malicious code, or clicking on infected attachments in emails.

Insurance Plans Against Cybersecurity Risks

Having an insurance coverage plan to safeguard yourself from the potentially disastrous effects of data breaches.

Cybersecurity insurance will cover the cost of forensic investigation, notification services, credit monitoring costs if your identity is stolen and may even provide coverage for distress suffered by an insured due to a data breach.

Before purchasing a cybersecurity insurance policy, make sure it offers broad cyber coverage by including the following:

• Data Destruction – In the event of a breach, make sure your policy covers all electronic devices that may be at risk, such as laptops, desktop computers, and mobile phones.
• Extortion – Cybercriminals may attempt to get money from you by threatening to make your data public. Your policy should cover the costs of negotiating with criminals and the cost of removing and restoring stolen data due to extortion attempts.
• Identity Theft – A solid policy should also include coverage for costs associated with restoring your good name if you are a victim of identity theft. This may include expenses related to notifying credit agencies of the fraud, individual credit freezes, and a forensic investigation to determine how the theft occurred.
• Hacking Activities – A good policy should also include coverage for hacking-related activities such as extortion, online scams, and cyberbullying.